Methodology / Glossary / Interest Rate

Interest Rate

The annual cost of borrowing, typically charged on the drawn (utilized) balance of the loan facility. Interest accrues monthly and can be rolled up (added to the loan) or serviced (paid monthly).

Why it matters

Interest compounds on drawn funds. Longer projects with slow drawdown profiles accumulate significantly more interest.

In Profivo

Set per debt tranche. Interest is calculated monthly along an S-curve drawdown profile (the default, calibrated to within 1% of Aprao). Linear or custom schedules are available as alternative modes.

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